Learn more:

  1. ‣What is Socially Responsible Investing?

  2. ‣What is Community Investing?

  3. ‣Green America’s Community Investing Guide.pdf

Money carries our intention.  

If we use it with integrity, then it carries integrity forward.

                                                   - Lynne Twist

Socially Responsible Investing


I use the label “socially responsible investing” interchangeably with “sustainable investing.” These investments enable us to use our money in ways to support our financial goals and build local economies, promote environmental solutions, honor human rights, and reduce global poverty.


The mutual funds I recommend deliver strong long-term financial returns because they make smart investments. These investment managers integrate rigorous financial analysis with thorough analysis of environmental, social and governance (ESG) issues so that they have a better understanding of what they own, and consequently are better positioned to provide long term financial returns.


They invest in companies with these underlying characteristics:

  1. ‣Well run companies

  2. ‣Forward-looking management who recognizes that “business as usual” isn’t sustainable given the realities of ecological limits

  3. ‣Respect all stakeholders (employees, supply chain, communities, consumers, and shareholders)

  4. ‣Minimize their impact on the environment or specifically provide environmental solutions.


Community investments complement mutual funds on multiple levels. They offer diversity from Wall Street investments. They provide predictable, stable returns. In many instances, it’s easier to see and feel their social impact. At times these investments offer higher returns than the “traditional” alternative, making it a no brainer to move the money. Other community investments fundamentally exist to solve social and environmental problems, and the financial return is secondary. If you want to invest in these, we’ll outline how much is prudent to do so, given your other goals.


And the best investments in the world will mean nothing without paying attention to these investment risks:

    Primary risks to portfolio value:                 Best ways to mitigate these risks:

Loss Volatility Inflation Need for cash
Adequate liquidity Diversification Due diligence Discipline

Bottom line: investing within the parameters of your total financial picture is responsible investing! And it is possible to invest responsibly for your financial future and have your dollars working double duty for what matters most to you.

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